Terms & Conditions

Standard terms governing website usage and loan consultancy services.

Last Updated: January 2026

Welcome to B4U Loans. By accessing our website or engaging our loan consultancy services, you agree to be bound by these Terms & Conditions. Please read them carefully before proceeding.

Important Disclaimer:
"B4U Loans provides loan assistance and guidance. Final loan approval, interest rates, tenure, charges and other terms are determined by the respective lender based on its policies, eligibility criteria, verification and applicable regulations."

1. Website Usage & Purpose

This website is designed to provide information regarding loan products, eligibility guidelines, documentation support, and financial estimation tools. The content is provided for informational and educational purposes to assist borrowers in evaluating financial options.

2. Nature of Service (Loan Assistance / Consultancy)

B4U Loans functions solely as an independent loan consultancy and guidance partner. B4U Loans is NOT a bank, direct lender, or RBI-registered Non-Banking Financial Company (NBFC). We do not disburse loans directly or issue financial guarantees.

3. No Guarantee of Loan Approval

Submission of an application form or documentation through B4U Loans does not guarantee loan approval or sanction. The decision to approve or reject any loan application rests entirely with the respective bank or lending institution, subject to their internal credit evaluation, verification, and risk management policies.

4. Accuracy of User Information

You agree to provide true, accurate, current, and complete information in all application forms, consultation calls, and documents submitted. B4U Loans is not liable for loan rejections or delays resulting from inaccurate, misleading, or fraudulent information provided by the applicant.

5. Interest Rates, Fees & Charges

All interest rates, processing fees, foreclosure charges, and terms displayed on this site or discussed during consultation are subject to change based on lender policies and regulatory revisions. Applicants are advised to verify exact fee structures directly with the lender before signing final loan agreements.

6. Third-Party Lender Terms

Upon accepting a loan offer from a bank or financial institution, your borrowing agreement will be governed by the specific terms and conditions of that lender. B4U Loans is not a party to the contract between the borrower and the lender.

7. Intellectual Property

All content on this website, including text, graphics, logos, icons, layout design, and software code, is the property of B4U Loans and protected by applicable copyright and intellectual property laws.

8. Limitation of Liability

To the maximum extent permitted by law, B4U Loans, its founder, and staff shall not be liable for any direct, indirect, incidental, or consequential damages resulting from the use of our website, reliance on financial estimation tools, or loan decisions made by third-party lenders.

9. External Links & Tools

Our website may contain links to external third-party websites or financial tools. We do not endorse or assume responsibility for the content, privacy practices, or services of third-party websites.

10. Changes to Terms

We reserve the right to modify these Terms & Conditions at any time. Continued use of our website following any updates constitutes acceptance of the revised terms.

11. Contact Information

If you have any questions regarding these Terms & Conditions, please contact us at:

B4U Loans
Address: No 6/191 A1 Madhakottai Main Road, Cauvery Nagar West, Thanjavur - 613005, Tamil Nadu, India
Phone: +91 9500504672
Email: b4uloans@gmail.com

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